.hc-title{margin-top:0}
.hc-card{background:#fff;border:1px solid #ececec;border-radius:20px;padding:16px;margin:14px 0;box-shadow:0 10px 22px rgba(0,0,0,.06)}
.hc-steps{display:flex;gap:8px;margin-bottom:12px}
.hc-step{flex:1;text-align:center;padding:8px;border-radius:12px;background:#f4f4f4;color:#555;font-weight:700}
.hc-step.hc-active{background:#ff6a00;color:#fff}
.hc-section{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;margin-bottom:12px}
@media(max-width:900px){.hc-section{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.hc-section{grid-template-columns:1fr}}
.hc-field label{display:block;font-size:.92rem;color:#333;margin-bottom:6px}
.hc-field input,.hc-field select{width:100%;padding:12px;border:1px solid #ddd;border-radius:12px;outline:none}
.hc-help{display:block;font-size:.8rem;color:#777;margin-top:4px}
.hc-subtitle{font-weight:800;margin-bottom:6px}
.hc-damages{display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px}
@media(max-width:900px){.hc-damages{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.hc-damages{grid-template-columns:1fr}}
.hc-radio{display:flex;gap:10px;align-items:center;background:#fafafa;border:1px solid #eee;border-radius:12px;padding:10px}
.hc-radio>div{min-width:52px;font-size:.9rem;color:#333}
.hc-req{font-size:.8rem;color:#c23b22;margin-top:6px}
.hc-btn{width:100%;padding:14px 16px;border:0;background:#ff6a00;color:#fff;border-radius:14px;font-weight:800;font-size:1rem}
.hc-btn:hover{filter:brightness(.96);cursor:pointer}
.hc-results{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:8px}
.hc-pill{background:#f9f9f9;border-radius:14px;padding:14px;text-align:center;border:1px solid #eee}
.hc-pill b{font-size:1.15rem}
.hc-min{border-color:#ffd7c2}
.hc-mean{border-color:#ffe9a3}
.hc-max{border-color:#cde5ff}
.hc-cta{display:inline-block;margin-top:12px;background:#111;color:#fff;padding:12px 18px;border-radius:12px;text-decoration:none;font-weight:700}
.hc-cta:hover{filter:brightness(1.1)}
.hc-note{font-size:.85rem;color:#666;margin-top:8px}
.hc-meta{margin-top:6px;color:#555;font-size:.85rem}